Terms & Conditions

1 The Agreement

By using our website you are agreeing to these terms and conditions. If you do not agree to these terms and conditions, please refrain from using our website. If you are unsure about any aspect of these Terms & Conditions, please contact us.

2 Who Are We?

The InsureTec.com Ltd websites are supplied by InsureTec.com Limited (BVI Co 1705233) of T4, Block A, 3rd Floor Jairam Complex Mala, Panjim, Goa, 403001, India.

3 Our Liability

These terms do not exclude our liability to you in any way for: personal injury or death caused by our negligence; fraud or fraudulent statements made by one of our employees or agents or any matter for which it would be illegal for us to exclude or to attempt to exclude our liability.

In addition, we are only liable for losses which are a foreseeable consequence of us breaking this contract. Losses are foreseeable where they could be contemplated by you and us at the time your information is inputted onto our website.

We will not be held responsible for any indirect losses which happen as a side effect of the main loss or damage which you suffer and which are not foreseeable by you and us at the time we enter into this contract, including, but not limited to: loss of income or revenue; loss of business; loss of data; loss of profits or contracts; loss of anticipated savings or waste of management or office time however arising, provided that this provision will not prevent you from bringing claims against us for loss of or damage to your physical property or any other claims for direct financial loss that are not excluded by any of the categories set out above.

In no circumstance will we be responsible for any losses which arise in connection with an event or series of events which is/are outside of our reasonable control.

4 Accessing our Website

Access to our website is permitted on a temporary basis and we reserve the right to withdraw or amend the service we provide on our website without notice, and will not be liable if for any reason our website is unavailable at any time or for any period.

If you choose, or are provided with a password or any other piece of information as part of our security procedures, you must treat such information as confidential, and must not disclose it to a third party. We have the right to disable any password if in our opinion you have failed to comply with any of the provisions of these terms of use.

6 Intended Use

This website is for non-commercial, personal use only by UK residents (private individuals or businesses looking to source their own products and services). We reserve the right to take legal action against any individual or company who uses our website and/or services for commercial use or in any unauthorised manner. This includes (but is not limited to) breach of copyright and processing multiple quotes for other parties.

7 Website Content

We have taken every reasonable step to make sure the information contained in this website is accurate and up-to-date. However, we can accept no liability for any errors or omissions. We reserve the right to add, amend or delete information from this site at any time.

Whilst we take every reasonable step to counteract viruses and other things with infectious or destructive properties, we can give no warranty that this site and its content are free from viruses or anything else that has such infectious or destructive properties.

8 Intellectual Property Rights

We are the owner or licensee of all intellectual property rights in our website and the material published on it. This includes, but is not limited to, all logos, trade marks, service marks, domain names, database rights, business names, trading names, design rights and all other intellectual property rights in our website.

The copyright in the material contained in this website belongs to InsureTec.com Limited. Any private individual may print off a copy of any part of this material for their own personal use, subject to the following conditions:
The material may not be used for any commercial purposes;

The copy must retain any copyright or other intellectual property notices contained in the original material;
Images on this website are protected by copyright and may not be reproduced or used in any manner without written permission from the owner(s);

No logos, trade marks, service marks, images, designs or graphics appearing on the site may be printed off or copied, except as part of the text of which they form part.

9 Reliance on Information Provided

Commentary and other materials published on our website are not intended to amount to advice on which reliance should be placed. We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any user of our website, or by anyone who may be informed of any of its contents.

10 Amendments to our Terms

We reserve the right to amend our terms and conditions at any time. The amended terms will be effective from the date they are posted on our website.